Products & Services
A simple, straightforward finance deal. The customer owns the asset once all of the payments have been made.
Typically for vehicle finance – A hire purchase deal incorporating a balloon payment at the end. The customers owns the vehicle once the balloon payment has been made.
Personal Contract Purchase (PCP)
Vehicle finance only. A hire purchase deal incorporating a guaranteed balloon payment at the end, which is mileage restricted. The customer owns the vehicle once the balloon payment has been made but other options are available.
A simple way of financing assets. VAT is paid on the payments instead of a lump sum in advance. There is good value at the end of the agreement and a number of options are available.
Typically for commercial vehicles over 3.5t. A fixed monthly cost, dependent on mileage. The customer returns the vehicle at the end of the agreement.
Typically for cars and commercial vehicles under 3.5t. A fixed monthly cost dependent on mileage. The customer returns the vehicle at the end of the agreement.
An unsecured business loan available for any purpose.
Sale and HP Back/Sale and Lease Back (Refinance)
A hire purchase facility to raise capital for a business. The loan is secured against assets that are
already owned by the company.
A secured loan to purchase commercial property.
Invoice discounting or factoring to assist with cashflow.
Where a customer is interested in considering options to change bank.